Employer’s Civil Liability Insurance
This is a type of insurance that covers the civil liability of the policyholder, acting as an employer for damage caused to its employee due to an accident at work and /or accidents occurring on the way to and from work.
pecuniary and non-pecuniary damage to an employee due to accidents occurring at work;
pecuniary and non-pecuniary damage to an employee due to an accident occurring on the way to work.
protects the interests of the company, since the insurance company compensates the employee on behalf of an employer;
insurance premiums are included under the costs of the enterprise;
person who is the immediate victim of that event is compensated for the actual damage made to his/her health or life, in accordance with the laws of the Republic of Lithuania, including non-pecuniary damage, if the court recognizes the fault of the employer or on the basis of a peace agreement.
all employers with at least one salaried employee.